No matter whether you're a seasoned investor or even a novice in the stock-trading game, there's a popular option that might suit your portfolio-offering the stability of proven performers you know, plus the growth potential of innovative companies you may possibly not have heard of yet. It also has extra rewards like low expenses and tax efficiency.

QQQ-the trade name for the NASDAQ-100 Index Tracking Stock (NASDAQ: QQQQ)-is a kind of purchase item known as an exchange traded fund (ETF) With a trading volume averaging 99.7 million shares per day, it can be the most actively traded, listed equity security inside the U.S.*

Active investors appreciate the simplicity and liquidity of buying and selling a basket of stocks in just one transaction. Long-term investors appreciate that the fund is depending on NASDAQ's 100 largest non-financial firms and diversified across sectors. The expense covers a range of industries, including personal computer hardware and software, telecommunications retail/wholesale trade, biotechnology and transportation, having a easy invest in of just one commodity.

Additionally, QQQ is eligible for 401(k) and IRA investments, creating it appealing for a long-term buy-and-hold purchase strategy. And simply because QQQ represents the collective performance of these businesses, the impact of cost fluctuations caused by a particular company is an additional reason QQQ is also appealing.

Direct Purchases

For that initial time, investors who buy the exact same dollar amount of shares at normal intervals can have direct access to an ETF such as QQQ. QQQDirect is an cost-effective on the web investing support that offers one plan purchase of QQQ per month free of any charge. It is really a fractional share, dollar-based support that enables as little as $10.00 per month to be invested with QQQDirect's AutoVest Schedule.

"NASDAQ has played a significant role in the equification of America and QQQDirect is yet an additional way we can break down barriers to share ownership," said NASDAQ Global Funds CEO John Jacobs. "By purchasing an individual share of QQQ, dollar-cost common investors will personal a portfolio of NASDAQ's industry-leading companies-including the likes of Microsoft, Starbucks and Dell."

"We believe this new assistance expands the capability of investors to make sound investment decisions," said John Markese, president of the American Association of Individual Investors (AAII) "As an advocate of investor education and empowerment, AAII views the introduction of QQQDirect as a new, cost-efficient opportunity for individuals to practice the principles of sound investing."

You can find more information about stock trading programs, hot stocks to buy, and learning the stock market

Investing in the stock market occasionally boils down to 1 essential element, namely good options. No matter how well we do our investigation, how generally we purchase and sell, or how much we spend specialists for their ideas and advice, without picking shares that represent value, we will not succeed. Although some are great at predicting the direction from the market and timing the ups and downs, if they really don't purchase the best stocks and shares, they will nevertheless meet with difficulties when trying to reap profits.

For that reason, some from the finest paid individuals on Wall Street known primarily for their talent at picking stocks and shares. Monetary advisors give talks and write books and newsletters about how you can select shares that will outperform the marketplace, and most authorities echo the very same sentiment and agree that 1 with the greatest methods to judge a stock is through the point of view of your customer. By utilizing instincts we have previously honed as ordinary shoppers, we can often ferret out information that even the most skilled and software-savvy market watchers miss. Whilst they study analytical charts, earnings reports, and also the store exchange ticker tape, folks just like yourself actually do business with the businesses they invest in, because their experience like a consumer speaks volumes in regards to the worth of the company and its products and services.

Here would be the kinds of points to try to find as indicators of your company’s worth:

1)    How well-known is their merchandise or support? If every person you know uses it, and is satisfied with this sort of issues as cost, client support, and reliability, the company is probably well situated among the competition.
2)    Are the employees satisfied? 1 of the best ways to judge a business is by talking to workers. Numerous firms put on a great façade, but underneath the fancy marketing is plenty of discontent. But if employees like a organization – specifically if they like it enough to buy inventory in it – that’s a very excellent sign.
three)    How properly identified are they? You may possibly find a fantastic startup organization with all the trappings of achievement, but discover that it can be lesser identified. Numerous tiny or regional companies are popular within their own back yards, however the rest of the planet may possibly not yet know about them. Buying this kind of unknowns can be a excellent method to invest inside the subsequent hot stock. If the fundamentals appear excellent, sometimes being lesser identified is really a excellent point for investors acquiring in about the ground floor.
4)    If they went away from enterprise, in which would you go for equivalent items and solutions? If you can’t think of a convenient alternative, the business is most likely inside a niche industry that enjoys consumer loyalty and repeat company.

Shop all-around, and notice what you see and how every company makes you feel. Then trust your intuition. Make a list of businesses that get your attention, and then call their shareholder relations department and ask for more details. By starting your list with firms you already have a first hand encounter of, you raise the odds considerably that you simply will make smart options.

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Title: Officers Practice Proficiency Work
Location: San Diego Scottish Rite Heald Room
Link out: Click here
Description: Proficiency preparation and determine who is ready to schedule appointments with the inspector. Please contact our Officer's coach (Bob Smith, PM 619-410-1784) to let him know what you will be working on for that practice.
Start Time: 19:00
Date: 2011-03-29
End Time: 20:30

Title: SW Hackett 3rd Degree
Location: San Diego Scottish Rite Heald Room
Link out: Click here
Description: Third Degree for Eric MacDonald
Start Time: 19:15
Date: 2011-03-22
End Time: 21:30

Title: SW Hackett Officers Practice
Location: San Diego Scottish Rite Heald Room
Link out: Click here
Start Time: 19:00
Date: 2011-03-15
End Time: 20:30

Title: SW Hackett Officers Practice
Location: San Diego Scottish Rite Heald Room
Link out: Click here
Description: 2nd Section, 3rd Degree
Start Time: 17:00
Date: 2011-03-08
End Time: 20:30

Title: SW Hackett 574 Stated Meeting Dinner & Inspectors Official Visit
Location: San Diego Scottish Rite Heald Room
Link out: Click here
Start Time: 18:30
Date: 2011-03-01
End Time: 21:30

http://masonicbooks.heisner.info/masonic-book-store/secrets-of-the-freemasons/ in-depth discussion on the activities and rituals of this secret brotherhood Read the rest of this entry

The 2010 San Diego Grand Master’s Reception was enjoyed by all

(Contributed by Richard Anderson)
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Grand Master Biographical Sketch

KENNETH G. NAGEL
GRAND MASTER

Bro. Kenneth George Nagel, was Raised in 1972 in Liberty Lodge No. 299 in Santa Clara. After serving as its Master in 1995, he assumed the office of Secretary, a position he held for 12 years. An outstanding ritualist, Bro. Nagel served as Officer’s Coach for Liberty Lodge and won the state jurisdictional competition for the Staircase Lecture in the Fellow Craft Degree in 2005.
A native Californian, Bro. Nagel began his association in Masonry through the Order of DeMolay. He was Master Councilor of Santa Clara Chapter in 1969, holds the Chevalier Degree and the Active DeMolay Legion of Honor. He has served as Chapter Dad for both Santa Clara and San Jose chapters, as well as a member and Vice President of the Northern California DeMolay Foundation.
Bro. Nagel served as Senior Grand Deacon of the Grand Lodge of California, having been appointed to that position by Most Worshipful Frederick L. Sorsabal in October, 2005. In addition he served as a Trustee and Vice President of the Masonic Homes of California for eight years, as well as a member of the Nob Hill Masonic Center, the California Masonic Foundation, and the California Masonic Memorial Temple. He has served Grand Lodge as Chairman of the Masonic Homes Endowment Committee and Chairman of the Fraternal Support Services Committee. In 1988, Liberty Lodge presented Bro. Nagel the Hiram Award for his many years of service to the Craft.
Both an active Scottish Rite and York Rite Mason, Bro. Nagel served the San Jose Scottish Rite Bodies as Venerable Master of the Lodge of Perfection in 2000 and as Wise Master of the Chapter of Rose Croix in 2006. He also served as the Reunion Degree Director from 1998 - 2007. In 2007, he received the 33rd Degree, being coroneted an Inspector General Honorary in the San Jose Bodies.
His achievements in the York Rite have also been extensive. He has presided as High Priest of his Royal Arch chapter, Illustrious Master of his Cryptic council, and as Commander of his commandery of Knights Templar. His rank as a Knight of the York Grand Cross of Honour recognizes his leadership in the York Rite, along with other honors such as the Grand Master of Ish Sodi Award in Cryptic Masonry, the Meritorious Service award in his Royal Arch Chapter and Knight of the Temple in his Commandery of Knights Templar as well as Cryptic Mason of the Year in 2005. Continuing his love of ritual, he served as the Grand Director of Ritual for the Grand Council of Cryptic Masons of the State of California from 1998 until 2007.
His other Masonic memberships include the Royal Order of Scotland, the Red Cross of Constantine, the Order of the Eastern Star, and the National Sojourners. He served the latter organization in 2001 as President of General Morrill W. Marston Chapter No 413 and in 2002 was Commander of the John Drake Sloat Camp of the Heroes of '76. The Order of the Eastern Star recognized his leadership in 1995 when he received the Rob Morris Award. He later served as Worthy Patron of his Eastern Star chapter in 1998.
Bro. Nagel now lives in Santa Clara with his wife, Kathy. They met while he was in DeMolay and she in Job’s Daughters. They have been married now for 39 years. Their Son a Past Master of Whidby Island Lodge #15 in Washington, Daughter-in-Law, and Granddaughter who recently became a Rainbow Girl, live in Oak Harbor, Washington. Their Daughter, a Job’s Daughter majority member and Grandson live in Sunnyvale, Calif. Bro. Nagel retired from the United States Navy as a Commander in 1994 after 21 years of service and in 2006 retired as vice president of a small software company in the Bay Area. He earned a Bachelor of Science Degree in Administration of Justice from San Jose State University. He and Kathy are members of Hope Lutheran Church in Santa Clara. Brother Ken was elected GRAND MASTER at the 160th Annual Communication in October 2009.
Brethren, ladies and friends, it is now my pleasure to PRESENT to you the 145th Grand Master of Masons in California, the Most Worshipful Kenneth G. Nagel.